When a client pays late, using a Rolex as collateral can help cover bills...

https://thelosangelestribune.com/2026/09/28/irregular-income-luxury-assets-a-liquidity-playbook-for-l-a-s-creative-professionals/

When a client pays late, using a Rolex as collateral can help cover bills without waiting on an invoice. Some lenders offer up to 30% of the watch’s value, giving freelancers cash to bridge the gap until the next check arrives.