To shop off-exchange, compare small-group plans through a broker or directly...

https://milosultimatecolumn.zenbloomer.com/posts/urgent-care-coverage-questions-to-ask-before-choosing-a-plan

To shop off-exchange, compare small-group plans through a broker or directly with carriers; an HRA may suit a very small team. Before comparing premiums, check whether employees’ doctors and hospitals are in-network.