Small businesses can shop off-exchange through a broker, directly with...

https://www.click-bookmark.win/a-small-business-can-shop-off-exchange-by-working-with-a-licensed-broker

Small businesses can shop off-exchange through a broker, directly with carriers, or by comparing small-group plans. Before choosing, check whether the provider network includes employees’ doctors and nearby hospitals; premiums matter, but access does too.