Small businesses can shop off-exchange through a broker, compare small-group...

https://wiki-planet.win/index.php/Is_Reimbursing_Health_Premiums_Easier_Than_Running_a_Group_Plan%3F

Small businesses can shop off-exchange through a broker, compare small-group plans directly with carriers, or consider an HRA if individual coverage fits. Before weighing premiums, check that employees’ doctors and hospitals are in-network.