Payout Calculations Shift Dramatically When Mold Colonization Crosses the 48-Hour Damage Threshold

https://express-multiunit-near-wheelerbank.rivetgarden.com/posts/cellulose-based-drywall-absorbs-moisture-differently-than-spackle-after-water-exposure

Insurance companies calculate payouts based on the scope and severity of damage, with a critical turning point at the 48-72 hour microbial growth threshold