לפני משכנתא הפוכה כדאי לבדוק אם קיימות חלופות כמו מכירת נכס, השכרת חלק ממנו או סיוע משפחתי. ההחלטה צריכה להתקבל מתוך השוואה ולא מתוך לחץ זמני.
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