credit report late payment dispute 2
https://bravo-wiki.win/index.php/How_to_Win_Your_Credit_Report_Dispute_and_Fix_Errors_Fast
I noticed a late payment on my credit report that I'm sure I paid on time, so I'm going through the dispute process to get it fixed. It's a bit of a hassle gathering proof of payment and writing the explanation, but it's worth it to keep my credit score accurate.