1. Just came off a bridging loan with Octane — total costs hit me for £11,200 on a £120k loan. Ouch. The interest was fine, but those upfront fees really caught me off guard. Anyone else found arrangement fees creeping up? How do you negotiate those down?

https://alexisgfes284.trexgame.net/why-you-still-pay-a-valuation-fee-even-if-your-mortgage-falls-through-and-how-experienced-brokers-quietly-cut-your-total-cost

1. Just came off a bridging loan with Octane — total costs hit me for £11,200 on a £120k loan. Ouch. The interest was fine, but those upfront fees really caught me off guard